Terms and Conditions

Effective date: January 1, 2024 · Last updated: January 1, 2024

These Terms and Conditions ("Terms") govern your use of https://twtinsuranceservices.com (the "Site") operated by The Warner Twins Insurance Services, LLC ("TWT Insurance Services," "we," "us," "our"). By using the Site you agree to these Terms.

Not a binding offer of insurance

Information on the Site is for general informational purposes only. Submitting a quote request, contact form, or any other form on the Site is a request for a quote and does not bind any coverage. Coverage is bound only when a licensed agent issues written confirmation and the named carrier accepts the risk. Quotes are estimates subject to underwriting review by the carrier.

Licensing

TWT Insurance Services is licensed as an insurance producer in California (#0G61018 and #0E63493) and additional states. We are an independent insurance agency and represent multiple carriers. We do not provide legal, tax, or accounting advice.

Use of the Site

You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use of the Site. Prohibited behavior includes attempting to gain unauthorized access, introducing malicious code, scraping at scale, or interfering with site security.

Disclaimers

THE SITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, TWT INSURANCE SERVICES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS OR REVENUES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE. OUR TOTAL LIABILITY UNDER THESE TERMS SHALL NOT EXCEED $100.

Governing law

These Terms are governed by the laws of the State of California, without regard to its conflict-of-laws principles. Any dispute will be resolved in the state or federal courts located in San Diego County, California.

Contact

The Warner Twins Insurance Services, LLC
170 Eucalyptus Ave, Vista, CA 92084
(760) 205-3907
writingwithstaceewarner@gmail.com