Framing Insurance in San Diego County
Framing Contractors in California carry GL, WC, and (if licensed under CSLB) a $25K license bond. TWT bundles them in one quote with same-day COIs.
Key Takeaways for Framings
- CSLB Requirements: Class C-5 Framing contractors must carry a $25,000 bond. Due to the structural nature of the work, GCs require high GL limits and strict Additional Insured endorsements.
- Cost Expectations: Framing is a higher-risk carpentry class. GL and WC rates will be significantly higher than finish carpentry.
- Same-Day COIs: We issue Certificates of Insurance (COIs) with Additional Insured endorsements the same day.
Coverages Every Framing Needs
General Liability
Covers catastrophic structural failures and third-party injuries on the job site.
Learn More arrow_forwardWorkers' Compensation
Class code 5403. High risk for falls, saw injuries, and nail gun accidents.
Learn More arrow_forwardBuilders Risk
Often purchased by the GC, but framers need to ensure the structure is covered during the build.
Learn More arrow_forwardLicense Bond
$25,000 CSLB bond required for an active C-5 Carpentry/Framing license.
Learn More arrow_forwardWhat's Covered vs. Excluded
Typically Covered | Common Exclusions |
|---|---|
| Third-party bodily injury (e.g., client trips over tools) | Employee injuries (Requires Workers' Compensation) |
| Property damage caused by your work to other property | Damage to your own tools/equipment (Requires Inland Marine / Tools) |
| Completed operations (post-construction claims) | Accidents in company vehicles (Requires Commercial Auto) |
| Damage to the structure under construction (if you hold Builders Risk) | Damage to the specific part of property you are working on (Faulty Workmanship) |
Get Your Framing Quote
Stop waiting days for a quote. Fill out the form below, and our team will get back to you with a competitive insurance quote tailored to Framings.
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Fast Turnaround
Quotes typically provided within 24 hours.
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Same-Day COIs
Once bound, we issue certificates immediately.