Workers' Compensation Insurance for Contractors in San Diego County
Protect your crew and your business. California law requires workers' compensation for contractors with employees—and under SB 216, soon for all CSLB licensees. Get compliant today.
SB 216
Compliant Policies
Fast
Certificate Issuance
15+
Local Carriers
CSLB
Mandated Coverage
Workers' Compensation Expertise
What It Covers
Workers' Compensation covers medical recovery and lost wages for employees injured on the job, shielding your business from liability lawsuits.
- Medical Expenses: Hospital visits, surgeries, medications, and physical therapy.
- Lost Wages: Partial wage replacement during recovery.
- Employer Liability: Legal defense if an injured employee sues.
Who Needs It
Any business with one or more employees must carry workers' comp. Under SB 216, all C-8, C-20, C-22, and D-49 contractors must carry it now, and by 2026, every single licensed contractor in California will be required to have it.
SB 216 Compliance
California SB 216 is removing the exemption for contractors without employees. We ensure your policy meets all CSLB requirements so your license stays active and you avoid state penalties and stop orders.
Other Contractor Insurance
General Liability
Required for pulling permits and signing contracts.
Commercial Auto
Protection for your work trucks and vans on local roads.
Contractor Bonds
The $25,000 CSLB bond required to keep your license active.
Builders Risk
Course of construction coverage for new builds and remodels.
Tools & Equipment
Inland marine coverage for your gear anywhere on the job site.
Commercial Property
Coverage for the contractor's shop, yard, and stored materials.
Get Your Workers' Comp Quote
Ensure your crew is protected and your license stays active. Fill out the form below, and our team will provide a competitive Workers' Compensation quote based on your specific class codes and payroll.
CSLB Compliant
Policies that meet all SB 216 and state requirements.
Fast Certificates
Get the proof of coverage you need to pull permits today.