General Liability Insurance for Contractors
Protect your business against bodily injury, property damage, and completed operations claims. We issue $1M/$2M CGL policies that meet CSLB requirements, with same-day COIs for your GC.
$1M/$2M
CGL Limits
Same-Day
COI Issuance
15+
Local Carriers
CSLB
Compliant Coverage
General Liability Expertise
What It Covers
General Liability (GL) is the foundational coverage protecting you against financial loss from third-party claims.
- Bodily Injury: If a non-employee is injured at your job site.
- Property Damage: Accidental damage to a client's property or adjacent structure.
- Completed Operations: Claims arising after a project is finished.
Who Needs It
If you swing a hammer, pull a permit, or sign a contract in California, you need General Liability insurance. We write policies for General Contractors (B-License), Carpenters, Framers, Electricians, Plumbers, HVAC Techs, Concrete, Painters, and Landscapers.
CSLB Compliance
Under California law (B&P §7071.19), if your LLC is licensed by the CSLB, you must maintain a minimum of $1,000,000 per occurrence and $2,000,000 aggregate in GL insurance. We ensure your policy meets these exact requirements.
Other Contractor Insurance
Workers' Compensation
Mandatory for all employers, and increasingly required for solo contractors.
Commercial Auto
Protection for your work trucks and vans on local roads.
Contractor Bonds
The $25,000 CSLB bond required to keep your license active.
Builders Risk
Course of construction coverage for new builds and remodels.
Tools & Equipment
Inland marine coverage for your gear anywhere on the job site.
Commercial Property
Coverage for the contractor's shop, yard, and stored materials.
Get Your General Liability Quote
Stop waiting days for a quote. Fill out the form below, and our team will get back to you with a competitive General Liability quote tailored to your specific trade.
- check_circleSame-day COIs for your jobs
- check_circleCSLB-compliant coverage ($1M/$2M)
- check_circleDirect support from a named agent