Tools & Equipment Insurance in San Diego County
Inland marine coverage for your owned and rented tools, heavy machinery, and mobile equipment—whether locked in your truck, stored at the yard, or left on the jobsite.
Inland
Marine
Owned &
Rented Gear
15+
Local Carriers
Fast
Policy Issuance
Tools & Equipment Expertise
What It Covers
Also known as Inland Marine insurance, this covers the tools and equipment you take from job to job.
- Hand & Power Tools: Drills, saws, compressors.
- Heavy Equipment: Bobcats, excavators, forklifts.
- Perils: Theft from jobsites, fire, and transit damage.
Who Needs It
If you carry expensive tools in your truck, leave equipment on jobsites, or frequently rent heavy machinery, you need this coverage. General Liability does NOT cover your stolen tools.
Coverage Types
We offer scheduled coverage (for specific high-value items like a $50k excavator) and blanket coverage (a lump sum like $10k for all unnamed hand tools). We also cover leased and rented equipment.
Other Contractor Insurance
General Liability
Required for pulling permits and signing contracts.
Workers' Compensation
Mandatory for all employers, and increasingly required for solo contractors.
Commercial Auto
Protection for your work trucks and vans on local roads.
Contractor Bonds
The $25,000 CSLB bond required to keep your license active.
Builders Risk
Course of construction coverage for new builds and remodels.
Commercial Property
Coverage for the contractor's shop, yard, and stored materials.
Get Your Tools & Equipment Quote
Don't wait until your trailer gets broken into. Fill out the form below, and we'll provide a competitive Inland Marine quote to protect your livelihood.
Fast Issuance
Quotes typically provided within 24 hours.
Local Experts
Vista-based team that knows California requirements.